Starting with Yours

The NFIP does more than make flood insurance available; it also supports local communities in their efforts to reduce the risk and consequences of serious flooding. In order to participate in the NFIP, a community must agree to adopt and enforce sound floodplain management regulations and ordinances. In exchange for these practices, FEMA makes flood insurance available to homeowners, business owners and renters in these communities.

Find out if your community is one of the nearly 21,000 communities that implemented floodplain management measures and that participate in the NFIP. If your community doesn’t participate, you can petition your local government to participate in the NFIP.