National Flood Insurance Program (NFIP) policies can be purchased through thousands of insurance agents nationwide. The agent who helps you with your homeowners or renters insurance may also be able to help you with purchasing flood insurance. Here is a list of participating Write Your Own (WYO) companies.
The National Flood Insurance Program (NFIP) Summary of Coverage was prepared to help you understand your flood insurance policy. It provides general information about deductibles, what is and is not covered by flood insurance, and how items are valued at time of loss.
This publication warns homeowners that most homeowners' insurance policies do not cover floods. Only flood insurance reimburses homeowners for flood damage to property.